We have the cash reserves we wanted to build, and now want to start maximizing profit on the individual deals by cutting holding costs, getting higher offers, and minimizing taxes.We have decided that selling with either a lease option or seller finance will be our best option.What do you see as the biggest reasons to do one vs. the other.So far my thoughts are that they are about equal with a little more risk in owner financing, but owner financing will also allow a refi for the buyer and build their credit quicker because we use a servicing company for the mortgage payments.Our target market will be first time buyers that just need to build some positive credit or correct a few things, or people that had issues (foreclosure, BK, SS, etc) in the past and are just waiting the required time period to take out a mortgage.If you had a house and all things were the same, it was guaranteed to close in 18 months, what would you use to sell it to maximize profit?

For example two that I am looking at are under 70K each, need minimal upgrading (paint, carpet, cleaning) to get it ready to rent and they are in good areas.

.* Stipple or popcorn ceilings (Way faster than a smooth-texture ceiling)* Carpet, carpet, everywhere (And vinyl flooring)* Basic cabinets and formica tops* Limit the number of windows in the house, and make sure they're all 1/1 vinyl* Minimal outlets and switches.

The policies are all written by crafty lawyers with decades of experience and they are all written with the intent to minimize coverage.

. - Just a thought - minimize costs until you are making money.

I've only had minimal maintenance billed, so I don't have that worry yet.

If not then spending the money on a short phone call might be money well spent.If you are already familiar enough your attorney should be able to send you a boiler plate agreement for a minimal expense, if any.

The amount of distressed "bulk-sales" that go on from banks to investors is minimal.

My typical approach of investing is buy low with minimal fixing, and holding, in which I hold two in the area.

Initially the risks can be minimal, it's later on when the deal falls apart that your are exposed to issues.