For example, if you borrowed money against your rental, which a clearly a business, and intended to use the money for family medical expenses, that would be a consumer purpose loan since the use of the money was for a personal, family, or household use.

This is a fairly complicated field and you can get your a$s handed to you if you're not careful.

I am in the construction field and understanding contractors from a management standpoint is my strength in real estate.

I was working 98 hour work weeks in the oil field and managing several single-family properties and a vacation rental.

My partner and I are looking to try and get into this field. 

Trying to find a respectable property manager in Minnesota, the twin cities.I am faced with a career change and I think finding a consistent job at a reputable property manager or another real estate business would be a good next step in my real estate investment.Any opinions on a good field seek entry into or a good company to inquire into would be much appreciated.

For example if you suddenly had a medical emergency and couldn't buy a property then your "plan" wouldn't come to pass. 

Am currently a senior in college and would love to get into the field and possibly work with some of you. 

The only "pass" I'll give someone on something in collections is for medical expenses and that's on a case by case basis.

Most listings, appraisals, and other documents will show a field called DOM (days on market), ADOM (accumulated or active days on market), CDOM (cumulative days on market), TDOM (total days on market) or something to that effect.