My wife and I have 4 long-term rental units and looking for a better way to manage/track expenses/income.

Hello all, I just purchased a property that is in very bad condition and will require a full gut job. 

Your list looks good but as others mentioned it doesn't hurt to think long term and explore refi options as well.

The entire effort took way too long, took a lot of work, took a lot of money.  

Half of them are below 30 and have never seen a downmarket in their investing lives, and are getting new investors prioritizing the wrong things, with highly risky strategies backed by long strings of "ifs."

I'm particularly passionate about multifamily properties and short-term rentals.Outside of real estate, I enjoy Travel, stock investing, and crypto mining.Excited to learn and connect with you all!

I’ve been listening to bigger pockets podcasts for a long time while getting out of bad consumer debt.

Also, how long was this tenant in the property?

Total rents at 100% occupancy across the three are $2900 monthly.I'm thinking because the financing terms are soooo attractive that it may be worth the higher risk that comes with the high PITI?

In terms of advice, it seems like you have a solid plan of what you're looking for so I'm not sure what else I can add other than I think it's a great idea.