Limited capital, high prices, and low supply doesn't yield great long term wealth building. 

Limit your out of pocket costs so you can grow.

That would cover your student loan as well as your higher PITI, and the assets you buy should outlive your debt payments.Things we don't know that affect your planning:A) conventional cash out refis are generally limited to 80% LTV.  

There are a myriad of ways to structure acquisitions, only limited by your creativity. 

You could limit advertising to reduce that likelihood of a Section 8 renter finding it.

Plus, I'm taking the perspective of an investor who isnt so concerned with reaching the limit of 10 rentals from conventional lending.For the MF investors in SA, is there more that I should think about as I look into MF investing and developing a strategy in SA?

Beka Shea says often people overthink the hiring process by putting false limitations on the hours and role they need to hire for.

@Christian Weber the Vacancy issue will also limit your options. 

Once you hit that limit, you can do 10 more in your girlfriend/wife’s name if you want.

I'd recommend checking out the BiggerPockets Bookstore and checking out the book on investing with little or no money down.Your options will be limited with no capital or credit so I'd also focus on saving $, additional income sources and building your credit.This is a marathon, not a sprint so do not get discouraged if it takes time to narrow your focus down to a specific location, investment strategy or property type.