I just sold my condo in San Diego and the agent was required by law to explain this in the sgining agreemnts somewhere.It did not effect the resale and sold right away.

The below terms are live as of this date, for a rate and term refi (no cash out).From left to right:Points: 1, 1.25, 2.Prepayment penalty: 10 years, 3 years, 5 years.Commentary/review, hopefully this thought process is useful when evaluating offered terms for a maturing commercial mortgage that needs to be refinanced. 

I know the rates right now are making this harder, but I have heard some success stories in Ohio and even Indiana. 

The customer doesn't care if you did everything right except you forgot the steering wheel.

I think I can get you in front of the right guy !

Right on! 

In your LLC, you've named yourself Regional Director or Account Manager or something similar and given yourself privileges to do the banking, right? 

Only future will tell if it was a right investment or not.I am Rao a newbie investor with small rental portfolio of single family homes in DFW area.

Rates on these investment heloc's are 12-15% right now...

I’m coming up with: $4600 monthly rents$450 insurance $950 taxes $690 Cap ex, Maintenance and Vacancy 5% each $400 water/electric from current financials $130 landscaping from current Which leaves me right under $2000 for a mortgage payment just to break even, which is a purchase price of $375k with 25% down.