However, the growth in student body should outpace supply, which is why for the long-term, we see the student population eventually providing a stable rental base as the city moves more toward a traditional college town investment. 

Yesterday he tells me he just got laid off effective immediately and that he will be searching for a job- i replied back i was so sorry to hear that and good luck with the job search he said he was doing - his reply back was “You are a pathetic farce of a human being.

The saying "How you do anything, is how you do everything" encapsulates a profound truth about human behavior and the underlying consistency in our actions, regardless of scale or context.

Let's just go back to 2006, warm body loans, 100% financing or more and no consequences.

I had to take time off work to give my body time to heal and find another vehicle.

That is far more likely than a human being able to do this on a regular basis. 

Only toilet paper and human waste should go in a toilet.

Fair or not, this is the nature of humans in business.

If you finance a property, the cheaper GSE financing is only available to a human, not an LLC.

They might give you an idea, and maybe help you with some trends, but TRUE estimates require a human touch.