I have a house under contract, buying directly from the owner. In the contingencies we agreed that he would fix the roof if I am paying for the materials. However, the lender wants the roof fixed before closing as the...

HELP! Got my first deal under contract. Off market SFH property FSBO. Decided to go conventional however it won’t qualify as the roof needs to be redone. In the contingencies the owner and I negotiated that he will pr...

Failing to follow standards to protect renters from asbestos, dust, lead paint and other health hazards (dust?

Currently in San Diego you cannot evict for lease violations unless it is a health or safety issue.  

The main point is that Blackrock poses a great threat to first time homebuyers, new investors and the health of the market in certain major cities.

's idea about deferred maintenance should be added in, it's done on reverse mortgages, where borrower can't get red tagged or have health and safety violations; but then it's a pile of money to check and balance for 30 years.

Curious what others decided on for their health coverage and any hurdles (pre & post) they may of went through to get it?

Depending on how you expect to use your policy, an experienced agent can tell you which option would be best for your situation.In your example of a $10,000 yearly premium, here is an example of a typical IUL illustration for the first 10 years for a non-smoking 35 year old female in good health.

It's a dilemma as raising rents beyond a reasonable point (3%) for existing good and long time tenants creates risk of good tenants leaving and then you lose rent for a average of 1-2 months plus expenses in getting house ready, finding tenant, paying referral fees etc. which negates the increase in rent unless you are in the top A class properties.Also when home prices come down which they most likely will at some point, these  expenses of property taxes, insurance and the maintenance costs will not come down.

The main dilemma right now for me is time.