The financial newspaper works pretty well in my area, but of course other investors are also contacting them, and so your letter needs to be unique.

Is the government taking over the financial and real estate industry with the moves they are making?

Make sure you're calculating and using caps based on actual data and not proforma.Finally, a great book written by a former bank financial analyst that will help with the evaluation of MF projects is "The Complete Guide to Buying and Selling Apartment Buildings" by Steve Berges.

I have no idea what your market is like, but in Florida, yesterday's appraisal is today's garbage...meaning that the appraisal is no real refection of value...especially in declining markets.I would stay put if you can handle it (financially and otherwise).

When it comes to our money most of us want to learn to handle it by our selves.Or we let others who don't have any money tell us what is or isn't a good investment.This article is about finding someone to teach you how to invest in Real Estate.ARTICLE BODY:Real Estate Investing is known by most people to be the best and safestmethod of securing your financial future.

The "challenge" is finding and negotiating a deal that makes sense financially.

Is that considered financial independence?

I see (or at least I think I do) potential to reap financial benefits in this market.

`(II) LIABILITY FOR REPAYMENT- The mortgagor shall agree in writing that the mortgagor shall be liable to repay to the Federal Housing Administration any direct financial benefit achieved from the reduction of indebtedness on the existing mortgage or mortgages on the residence refinanced under this section derived from misrepresentations made in the certifications and documentation required under this subparagraph, subject to the discretion of the Secretary.

When I find a property with good potential I send it out with pictures of the property, floor plans, sales comps, rental comps, and a financial projection sheet.