Lenders are at capacity and there are many other factors to consider.

Another big factor when you refi is the LTV - I've seen as high as 80%.

America only turns into a scorpion if provoked (9-11), and then it's a deadly scorpion that only fools would tangle with.Many of Europe's governments are heavy enstrangled by globalism, and the European people are not as well off as they could be due to that. so this could play a factor in things.

Also people on Social Security or Social Security disability or retirement or other types of guaranteed income. yeah we can't discriminate, but a factor in your ear rental guidelines should be are they working in something that almost guarantees future unemployment

However, understanding what a "good deal" is encompasses quite a lot (from a beginner's viewpoint), so that is another factor that makes it more difficult to know what direction I should take.I have signed up for a couple of meetups, but with the virus and quarantine, it looks like I'll have to wait on those.

I just don't see any of the same factors involved.

I have five other investment properties that right now net about $6000-6500/mo depending on various factors.

If you just care about the summary see Takeaway at the end.Here is what I did: Looked at which cities had the best Cumulative Returns [(Appreciation + Cash Flow) / 2010 Purchase Price] from 2010 to 2018 and tried to see what factors had a positive or negative impact on Cumulative Return (CRet)How did I figure out CRets?

If you and your family can afford to still live as comfortably as you need to in the worst case scenario, then factor that into your decision and move on to the next point.

In my area we have LOTS of cases of respiratory illness but we are only testing people that are hospitalized, are healthcare workers, pregnant, or have some other type of risk factor.