@Richard Weinberg1) If you have a Solo 401k that supports a 401k participant loan you can simply take a 401k participant loan up to 50% of the balance not to exceed $50,000.2) The notion of loaning funds from your self-directed IRA to someone else (and vice verse) could easily be challenged as a step transaction where the step of loaning to someone else would be ignored and the transaction would be analyzed as a loan from your IRA to yourself which is prohibited.

My heart is leaning OC given the family tie, obvious synergies with travel, etc. but my mind is leaning Tampa given the hard numbers. 

Right now inner city STR are struggling due to Covid and people not doing as much travel that is non vacation related.

I'm really struggling with how to determine what is the BEST FORMULA to determine/analyze a positive cash flow property when purchased price is higher, particularly bc I would easily need to put down 100k, not the 10-20k that some people need for low end markets!  

My cleaners supply their own cleaning supplies at no extra cost (although you'll want to supply your own vacuum, bedbugs can travel from property to property in vacuums).

It could easily be 5% of the homes value to close the loan.

In my opinion, overhead map, the split could easily be 20/80, residential/commercial, especially if the expansion goes through.Comparables of just single family houses in the area are selling for the $400,000 range.

@Jonathan R McLaughlin I was thinking that its best to get rid of these tenants but given where we are in the COVID cycle and where rents are... not sure that I will be able to rerent the unit easily.

Upper Fells (south of Hopkins Medical) is up and coming, although, you could just as easily argue it already came lol.

At the same time, most guest booking longer stays, would prefer to have their pets travel with them so that’s also something to think about.