Time is one of the most critical ressources and as most of us have come to realize as we grow up, it's finite and not renewable.

@Jason Hirko In this particular case it's more of a dry creekbed/seasonal stream that carries the rainwater for the neighborhood downstream to a larger perennial creek as a function of watershed drainage for the neighborhood.

Wishing you new to investing folks - good luck, when I started in this business, about 45 years ago- I needed some good luck --- I was scared of not knowing what I didn't know, of contracts, of making a mistakes, of others taking advantage of me, my wife's criticism and the fear of loss!

@Kathryn Schauer having functional gutters, downspouts and extensions and grading the soil away from the foundation solves about 95% of water intrusion issues.

In fact, it's usually the first thing I have my tenants check if they call me about a problem with the unit not functioning properly. 

Now I was ready to make the first critical move to see what I had learned and put in an offer on a multifamily home to achieve cashflow.

The puzzle couldn't be completed.Numbers are critical. 

The lender did not request a payoff and the title agency did not perform that function.

2. use the 'search' function to find topics, areas and people of interest.

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