The foot and vehicle drug traffic is pretty constant and we've had drug related violence. 

I don't need income from the RE investment to pay for bills, I have that covered with my day job but I have no savings (and no, I don't need a lecture on having reserve funds for myself ;).Thanks in advance!

Whether it's due to changes in personal circumstances or unforeseen issues, addressing these concerns promptly is crucial to maintaining a positive landlord-tenant relationship and ensuring the financial health of the property.

Despite some relative success in that domain, I've found that I still lack the one thing I covet most; TIME!

The other thing to keep in mind is you can do a rate buy down using the equity to cover the buy down fee.

This is particularly true so you can plan for big building projects like tree removal, painting, etc  This can coincide with PM inspections, which being remote you definitely want to be sure you're covered. 

I am in health care and have looked in areas around mayo but unable to find property that cash flows.  

When it comes to potential rents when going to refinance how do you determine if the new rent amount will cover the new monthly mortgage, insurance, etc price.