HI Sochima,On Conventional, financing a duplex that is investment or non owner has a max. cash out of 70% and income to qualify is calculated much different than on a commercial loan (debt coverage ratio DCR).

Navy Federal has 2.85% rates for 30 year conventional.

my non educated guess is we will see some panic.. some investors decide to just hold their cards tight right now.I think landlords may experience some tenants that cant work becasue their jobs are affected not necessarily they are infected .. but they lose hours at vocations that are at risk/  Like cruise industry, airlines  Hotels  convention services those types of things.. and i guess really restaurants.. as the stock market retreats I think that will create some amount of flight to real estate for more stable investments even if its just parking money for low returns. 

I ran the numbers and the rents worked with me so I placed a bid around $770k conventional waived inspections with a 17 day close.

I would be doing a conventional loan with 20% down.

I financed deal using conventional lender. 25% down.

You can certainly invest in real estate without obtaining conventional financing.

Especially in the first 12 months after buying a property, things just always seem to need fixing; prepare for it accordingly.To your FHA question - again to TJ's point - if you satisfy the 1-year live-in requirement, you can purchase another home after 1 year and use another low-down-payment product (though I'd recommend a conventional 5% down loan each time > FHA) and do another low-down house hack.

I've probably had at least ten private lending companies reach out to me through LinkedIn and I never know if it's real or not...Up until recently I have only done conventional loans, but I'm on my fourth and it is getting increasingly more difficult to obtain a conventional loan.Any advice or lenders you recommend? 

Do you qualify for a conventional loan?