@Joshua VanNameWhat are you planning on doing with these?

She is a park ranger and is on the Student Loan forgiveness plan and she has less than 3 years left.

However, it's important to carefully evaluate your financial situation and future plans before making such a significant decision.

Personally I wouldn’t count any Apple profits and just count that as a bonus unless you’re planning for that to be your new job. 

@Mathew Morford what type of investing strategy are you planning on employing?

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In 2020, Microsoft acquired Quarry Yards (Grove Park) for $127 million but recently paused its plans to develop its proposed campus.

Get this:He worked for the town of Chapel Hill and convinced people he had insider knowledge of development plans for future real estate deals - and would ask for money and get them to sign a NDA. 

I have a couple of prospect properties I would like to tour and get a better SOW for the Rehab, however because of the still someone hot market we are in realtors are not taking me serious as a potential client and tour the property without a preapproval letter, however the Hard Money Lender will not issue me a Preapproval letter until I get a better estimate of the SOW and come up with a plan on how I am going to do the project which I can't do without looking at the property first with a Realtor. 

You can potentially get a payment plan but that would only be on owner occupied asset.