Balancing that against your (company's) value-add comes down to salesmanship on your part.Here's how you may want to handle those questions (just a suggestion) ...Them: "... and would you consider lowering those fees?"

I don’t personally invest in STR’s, but previously served as legal counsel for a company that owned a hotel portfolio valued over $1B, and understand the space and policy considerations that are creating barriers across the country.

**Tax and Term-Free Loans**Are you leveraging the advantage of tax-free loans against your policy’s cash value, with the added benefit of no mandatory repayment terms?

Unrepresented buyers, how has this increased your unique leverage approaching without an agent?

The seller should have sent a letter naming you as the new owner and informing them of the pending transaction.Here's the letter I use as the buyer, which should complement the seller's letter:Dear (tenant):We are excited to announce that our company is in the final stages of purchasing the building within which you reside, and I’ll begin managing the property on August 12, 2022.

That’s what I have learned, I’ll send you a connection request and also the details of someone who is providing me these of market deals from a company called new western. 

Another time a couple told the mortgage company that they were getting a divorce, which sabotaged their mortgage application. 

But most people are not walking around with huge unrealized capital losses.”Capital Gains Tax Strategies for Those Planning to Sell in 2024If you’re planning to sell your home in 2024 and believe you may have a large enough gain to trigger a capital gains liability, you can consider these three strategies:Tax Loss HarvestingThis involves the sale of securities at a loss to offset capital gains taxes owed on profits, says Paul Miller, CPA, founder of Miller & Company, an accounting firm based in Queens, N.Y.

if all the companies they reach out to on my behalf are going to quote the same thing, then I'm guessing it is not necessary to speak with different brokers?

I was just informed from my mortgage company that in their eyes a point = .125 so if my rate is currently 6.375 buying 1pt would drop it to 6.250.