Those 4 transactions were simple and uneventful - I searched on bankrate for the lowest rate, applied and closed.What I don't understand is why I'm sensing so much trepidation from the various team members (brokers, settlement co, seller...) about which lender I'm going to use?

Does it make sense to just tear down and start over?

@Kristi Kandel No, WF nor anyone else can give a conventional loan to an llc, period.....it is Fannie/Freddie guidelines, not the lender’s choice.....common knoedge.  

How does that make sense?

It's hard to be super helpful without spending an hour on reviewing/verifying your numbers, but if the summary at the top of the report is accurate, a 14% return makes sense to me.

Yes, it is common to transfer title to your llc.  

The calculations for cost of replacing a tenant in each unit each year makes sense and I suppose is a conservative line to take. 

As this is a risk for me to tie up a chance of not selling to anyone for possibly 3 years, is it possible to "tie it up" for them, but say something like "price to be determined by appraisal at end of lease, with a minimum of $215,000" is this legal, or common?

@Jeff Ronningen it makes so much sense what you said.

It's a very common problem for people when they are getting started- build equity and/or save and you'll be fine.