you have presumably some holding costs, opportunity costs associated with whatever else you could/would do with funds if you were to 'cash out' even in its current state, and of course, a vacant and decrepit structure gets worse and worse over time, and can sometimes accelerate in its decline as more time goes on...So here's a few thoughts and questions that may help inform early decision making:What's the macro story/trajectory of this 'small town'.

I was a golf caddy from 8th grade through high school graduation, and I achieved a full ride because of it (called the Chick Evans Scholarship, paid for by the Western Golf Association if anyone out there has heard of it.)In college I worked in a sorority kitchen in between classes for free meals and an hourly wage.

Some associates in my office do not discount this amount, some do.

There are trade associations specifically for office,multifamily,industrial,retail,office,warehouse,hotel,self storage,etc.

Them and the Teaxs Real Estate association turned me down   The TREC turned me down after paying them about 30K over about 30 years for my broker's license and told me I had to start all over.That is enough about me for NW, let's talk about you.

He also happens to be an Associate Pastor at Senator Darrell Jackson's BibleWay Church.  

There are costs associated, of course, and interest rates for the time when you actually use the line (= get the cash) will typically be higher than with a normal mortgage.In short: cash out refi is money in your pocket coming from a mortgage.

Hello All,I'm looking for some advice on local landlord clubs/associations.  

For not i am inputting the mortgage payment with interest, taxes, insurance, association dues if present, and vacancy (at 7%) and repairs at 5%.... are those percentages high?

Ideal number should be 75% formula. 75% of your rent should cover PITI including any association fees.