I agree that diversification is key to any good financial plan, and you need to think in a broad sense across all of your portfolio (taxable and tax-exempt) when making allocation decisions.That said, there are a lot of alternatives to the stock market that you can look at besides direct ownership in rental properties which you are already doing. 

Alternatively, if I'm listing my own property, I can agree to pay the Buyer's agent a split, and pay $0 on the listing side, however a minimal of $250 per transaction and likely a minimal Broker Review and EEO fee will be required by the Broker.  

You do not have a choice in the matter. 

Done deal.3) If a Member passed away their heirs have the choice to 'cash out' using the above formula, OR they can stay in and be a silent partner, their choice.

Why not foreclosure list... what exactly made you pick absentee owners from SOOOOO many choices out there?

I personally am a huge fan of wonky strategies in alternative investments.

Thanks for the alternate options, was thinking maybe a stager might have one.

I agree with Account ClosedTake this form 1003https://www.dropbox.com/s/lgtn...That is a standard mortgage pllication for federal mortgage applications.2 years tax returns.That should be enough for a conversation.DTI - Debt to income: big deal in mortgages.See http://www.fhahandbook.com/debt-ratios.php``````````````````````````````````````````````````````````That said, in OK land contracts are a good alternative to a mortgage.https://www.ok.gov/OREC/documents/Seller%20Financing%20(11-2015).pdfThe link above is a Seller Financing addendum for OK.I love OK for investing.

Alternatively, what is the best practice for calculating this rate from raw data?

I think some landlords fall into the mistake of increasing or not increasing rent automatically, without understanding what the market warrants.You think it is a pain to rent a property during a pandemic, but also keep in mind it is a bigger pain for them to find a place and move during a pandemic.When we do renewals, we generally offer two choices.