Section 8 has an annual inspection, but that's national.  

I know of at least two national credit unions in Ottawa.

The last chart shows this fact as a nation wide phenomenon.

For comparison, the national inventory is at a 3.9-months supply, according to NAR;Townhome/condominium sales ended seven months of declines with a flat sales volume of 595 units, the average price down 8.4 percent to $203,751 and the median price down 9.0 percent to $163,000;Single-family home rentals surged 12.7 percent with the average rent up less than one percent to at $1,795;Volume of townhome/condominium leases declined 4.4 percent with the average rent up less than one percent to $1,586.

If so, there may be programs available, even if you didn't have flood insurance, for grants or loans to help you as an owner-occupant homeowner rebuild after storm damage, especially if your area was declared a major disaster or national emergency or whatever it's called. 

@Gabe Fermin, look upstate, CT, Eastern PA.

Are you familiar with any operating in my market or nationally?

Reach out to a few national chains.

@Karl B.The town is very much in the entertainment industry, but many employers, although doing well now, things could change of overall national economy changes.

Plus, the financing available, particularly cash-out refinancing for the BRRR is expensive for non-U.S nationals like us (around the 7.1% interest).