That one I call "trial by fire" :)  We had LOTS of expected and unexpected repairs in the first year.  

It covers loss of rent at fair market, wind and hail, and just about anything I could think of.I was talking with a representative from Amica and they quoted me a fire policy that covered me for the same rebuild amount, but without all of the extra coverage’s.

This policy also keeps investors from firing off hundreds of lowball offers and then cherry-picking the ones they actually want to buy AFTER their bid is accepted. 

Never buy next to a board up..Drugs and bad behavior most likely going on in there..In the winter the bums break in, light fire's to keep warm ( maybe not in florida ) and if it gets out of control-- Bye Bye to your house.If it stays boarded for a while, and for some reason you need bank financing- some banks will not lend to homes next to a board up..

I'm thinking if you get some sort of scorecard for performance created and bought into, then you'll be able to motivate (and potentially fire) the PM Company with greater ease.  

I am on my way on becoming a firemedic and should only have a couple years left in fire school and paramedic school.

If you are asking whether you need homeowner's insurance (landlord or fire policy) the answer depends on whether you would be sad if the house burned down. 

I understand why since its blocking a walkway and fire hose station.

The market seems inflated and on fire there!

The same is true for police/fire stations.