Its hard to find a good deal in Grand Rapids right now, but when you do, don't delay.

I hope you do not ban us without reaching out to me first

Anyone have experience with this or know any specific banks that will do it? 

Security Service FCU use to do a 100% LTV HELOC in UT and CO. 15 year draw 25 year payback 40 year loan.

If you do as you suggest you want to do, you no longer own the property.

Also what do you mean by template?

For people in the Brooklyn area, do you have any cement/concrete professional that you'd recommend? 

There may be tax and/or liability reasons to do one or the other.  

I'm not interested in IDX or MLS, but I do want to showcase my listings online via my website.

Even if you create a non-CA LLC, if you are managing the business from California, you will likely be deemed to be "doing business" in California and therefore likely subject to CA taxes.