So I don't actually do section 8 or assisted housing programs for that reason.

@Alfred LittonWe have a great program available for rental properties. 1 million liability, replacement cost, water damage, and $2500 deductible.

Below is a link to an article written by a web-based financial firm I personally invest with that states that rental properties are poor investments. 

Glad I found BP, too, because I was just about to drop $1k on a mentor program program with Phil P---ski...

I'm curious if underwriters have any algorithms or programs that take care of this automatically based on a few inputs or if they largely pull comps manually? 

The programs we have are called the "Way Finder" & the "What If Simulator".

I just refi'd with @Chris Mason (no relationship, no stake in the game, met him on BP on Jan 29 and closed a refi a week ago) and recommend him for CA loans, he has a handy google sheet he can web share with you and walk through all the numbers and scenarios.

Stay of the web when looking for money, @Brittany Vigneault.

If you are having a cash issue, you should also ask your lender how much of a seller concession is allowed with their loan program.

If you have to graduate in 2 years, that means either a full-time program, which probably isn't reasonable, or an EMBA.