I have a background in consumer lending in a nicer area of town - typical clientele are 750+ FICO with cumulative DTI (with new debt) of <35%...

Several of our out of state investor clients are securing very healthy terms on CRE including apartment complexes and industrial warehouse spaces with as little as 25% down and rates currently ranging from 5.5-%-6.75% on 25 year amortizations. 

These types of properties are easier to come by, often better priced, and can increase your overall rent for the property. 

However, Landlords face even greater cost pressures that lead to the increase decisions.

I will be paying ALL closing costs, can the seller just give me an incentive for that $54,000 or is that in some way fraud for inflating a price? 

Are you referring to syndications or something else more specific than just acquisitions? 

@Joseph DunphyHi Joseph,Are you currently still working with this property manager?

I am trying to finance my repair and renovation for a duplex investment of 2500 sq ft property that I recently purchased.

I am also a real estate agent and I was wondering if there are any associations or something similar that I could join to become a real estate agent specializing in VA Loans so I can help my fellow vets. 

I've tried a number of tools and while none are 'perfect', I feel that ProjectionLab has been the best of what I've seen.