I want to retire in my 40s with 20 plus doors, not have 2-3 properties paid down in my 60s and just get by.

Our plan is long term real estate investing, our goal of course is cash flow for financial freedom, but big picture focus is forever retirement income as we're in our early 30s.The plan is as follows:  $40k budget.Lets say a home cost of $135k, taxes $4,500 (NJ)Mortgage with taxes/insurance/20% down = $990 monthmanagement, vacancy, surprises = $300 a monthTotal cost = $1,290 monthWould expect to rent for $1,600 for monthly cash flow of $310We would keep $6,000 in the bank from the start as the 6 month emergency fund. 

@Shawn PottschmidtThe financial institution should have provided you with an annual IRS Form 5498 Statement which reports information about individual retirement accounts and other tax-preferred savings accounts.

Hello my question is will a Civil Service retirement loan be counted in my income to debt retio...it will not be on my credit report and when I retire I will no longer be required to make the monthly payments because a lump sum will be taken from my total disbursements.

Our fund administrator says that ALL retirement plans are to be included and limited to 25% of our total fund investor capital without having to do certain filings. 

Otherwise: - Do you have money in your IRA/401k/retirement account?

Hey Jay.... its on a mobile home that is "retired" so its considered a regular home in the Myrtle Beach area...

Placencia has drawn and continues to draw many ex-pats to retire down here.

While it's certainly a risky move to gamble with your retirement, it is an option. 

LISTS Primary Lists Equity owner i.30-100% equityii.owned 4 years or longeriii.SFR1.no apts, condos, land, MH, MF, etciv.1-3 bedrooms1.this is where they buyers buysv.Home values that are less than the median sales price in areavi.Exclude corps and trusts1.harder to deal with2.more sophisticated3.won’t get as good as deal typicallyvii.Absentee owner1.out of state – 1st best2.in state, but out of city – 2nd best3.in city – 4th4.everybody markets to them5.1st call pretty fastviii.Owner occupied1.65 years or older – 3rda.owned for 15 years or longeri.most likely deferred maintenanceb.do not use home as a retirement vehiclei.will want to be movingii.kids have moved outiii.neighborhoods have changediv.need a care facility2.everybody else – 5th3.not getting bombarded4.1st call a little slower because they don’t’ get touched as much Market for 90 days, every 3 weeks if you can i.Shorter than 3 weeks is too fastii.More than 6 weeks is too long You absolutely must have bought a house after getting 90 calls i.If not, your list must be faulty Sub-lists Obituary notice i.Not a probateii.Not inheritediii.Might be a trust Probates i.Has to have real estate attached Inherited i.Didn’t go through probateii.More than likely a quick claim deed, special warranty deed Unlawful detainers(evictions) i.Court action by landlord against tenant Divorcees i.Has to have property involved Pre-foreclosures i.Period of time that lender has lender has to change ownership of propertyii.Lis pendensiii.notice of default1.judicial or non-judicialiv.most don’t market to trustees because it happens so fast Mortgage lates i.30, 60, 90, 120ii.behind but not in foreclosureiii.30 days is too short to market too…could get caught up on paymentiv.60, 90 days is better to market to Expired listings i.Setup as a hot list FSBO/FRBO i.Put in yard or websitesii.Call the phone number on signiii.Send mail if you are getting a subscribed listiv.This is a hot callv.Set appointments to buy, not sell1.it is important that all the decision makers are there when I come to buy your house.