I want to be productive with my time.

You devote energy to it and position your product (you) to be the best possible value proposition around. 

Now you determine what cash-on-cash you want and what loan product fits that goal.

As demand decreases and supply increases, we naturally see a decline in price BUT the graphs to follow show a steady demand for housing still and I believe that once people are able to get back to work and start borrowing again, we will see a fast recovery.With our phase-one/soft open coming up in only two days, I feel optimistic that we have seen the bottom of this economic slowdown and that we are soon to be on our way back up. 

I've thought of starting with them despite the additional work to get the Executor on board, because I hear it can be quite a productive list. 

Vacancy will depend on the product you are providing, the market demand for that product in the specific area your property is located, the market, how you price your units etc...For example I own one duplex since 1993 that has a vacancy rate of less than 1% and I own a 9 unit bldg since 2008 that is 10%

I did just receive a market report from A Major Realty company in my area and they’ve been around since the 80s and they’re projecting a market decline at least in our area.

I would go into the renovation thinking about the final product as a rental and how to get the most of that future investment, and less about what you want now. 

Is this a unique mortgage product only for physicians?

At the end of the day, we send a follow-up email to the team where we score our productivity for the day on a scale of 1-10 and list the tasks completed.