The reasoning being…1) either this insane appreciation continues and I’ve collected more of it2) appreciation has slowed and I won’t miss s much by selling3) the sale won’t occur until next year.

For example here in Denver most renting takes place in the summer months and can be slow and lower rental rates in the winter.

The market is crazy, but I do not think it is going to slow down soon (6 months ago I was indicating the odds of a depreciation cycle was greater than pre Covid - I no longer hold this belief (not stating I was wrong about the odds, but it did not happen and looks like it will not happen)).  

I'd slow down and consider how good these properties really are, get them stable, and then approach the bank.

Some providers take the approach that a furnace or water heater with several years of expected life shouldn't be replaced in the rehab, but that the final product should be priced accordingly.

I've been spending the last year while COVID slowed things way down in life trying to studying and learn as much as I can about building a real estate portfolio.

The announcement comes amid a surge of interest in offshore wind power, which European countries have been using successfully for more than a decade, but which the United States has been slow to adopt.

Then use my VA loan to go get a nicer 4 bed for my family to live in.Pros option 1: Only 3.5% down, doesn't tie up another VA loan, if  flip is done right I could refinance into a conventional loan.Cons option 1: Could be tougher to cash flow with only 3.5% down plus the PMI associated, forces family to live through a flip.Option 2: Buy home with VA loan, live in for 4 years, move out and hold as a rental.Pros option 2: Easiest solution, least amount of headaches, family doesn't have to live through a flipCons option 2: Doesn't provide the most amount of potential growth, ties up another VA loan.Option 3: Buy rental with conventional loan, buy personal home with VA loan.Pros option 3: Easier solution, doesn't force family to live through a flip, gets rental and nice family home at same time.Cons option 3: Won't have the money to do major renovation on rental could cost more in long run, ties up a lot of money in rental, slow growth without doing renovations.

Banks would rather put someone in an ARM product than a fixed rate loan.  

We would like to have a similar type of product; a low down payment loan with a construction component.