Any thoughts on writing an LOI, or would you suggest an offer?  

I think trying to get her out (may have to offer incentive) is the number 1 goal, then move forward from their if that is not a possibility. 

I found the deal on realtor.com, my realtor, Steve helped me negotiate it after SEVERAL offers.

It is important to conduct comprehensive research beyond Zillow; you may want to hire a professional home inspector to evaluate the property's state and repair requirements, as this information will affect your offer.

Best part about a 3rd party inspection is that the inspector can say "I'm just doing my job" and psychologically the tenants are a lot nicer and more understanding when they can say that.

PHew good job.. pm cant be there 24 7 theft happens in one night .. 

Look for people that have owned for over 10 years, and get it from them off market even at a deep discount and do the work of fixing it up and renting it for higher, or if you want to buy on market I'd definitely recommend offering below asking, as most multifamily that hits the market in these areas are tremendously over priced. 

Typically, you can purchase an umbrella policy for as little as $300-600 annually that offers a million dollars of liability coverage.

It is usually a way for selling one into or out of a job. 

Insights regarding a market's stability and development potential may be gained from factors like job growth, unemployment rates, and economic diversity.Make an effort to visit the prospective markets you are thinking about.