I'm actually in the process of discussing with the bank to see if we can do just that.The standard cash refi does sound like a good idea.

We're currently in Germany but hoping to be moving back to Richmond Hill next year (2024).

They walked me through this whole process.

Just learning the different numbers with regards to REI can help your process a ton. 

This approach allowed us to move quickly and efficiently, ensuring the project stayed on track and was completed without delays.

(moved here in 2019)

Be very specific about what needs to be done to avoid any surprises later.Following this process helps ensure that you don’t underestimate renovation costs and can plan your budget more accurately.

Population is growing aggressively and jobs are moving here especially with major employers like Intel, Google, Amazon, Nationwide, etc.

Fast fwd 5 yrs later tenant has moved out.

Before moving forward with the purchase, find out EXACTLY what is wrong with the roof.