Again I’m no expert I just know that rent stabilized is rough for owners of properties, do your own research on them and 1 unit in a building should not make or break the deal unless your really squeezing numbers.

Some landlords offered more expensive rent for a 9 month period but the math didn't really make sense (half month savings at most) compared to a standard 12 month lease. 

So carriers are attempting to make up those losses some of which were passed on to reinsurance who are also now trying to make up losses.

Lastly, they don't get a hit on their taxes until they receive their money, which is a benefit to the seller that is easily over looked. 

I currently don't have the resources to make any investments just yet, so possibly a mentor or someone willing to teach me some of the skills needed.

Also, what if I need more money for more than  just the FHA loan guidelines?

Although HELOC'S are available on 2-4 unit investment property homes, reduced Max LTV's, rates and amortizations can make $250k+ equity lines even more restrictive. 

There is a difference between profit and loss and cash.2.Each investment is reviewed independently from profit and losss, as you make more you can have greater down payment but the profit from it is always based on what you paid/have into it.

I have a little money to buy my next buy and hold.

Any questions you may have have been asked and answered a 100 times.Don't spend money on info that is readily available to you.Just my 2 cents.