Lots of people lose jobs and then get new jobs, and they have savings or other means to get by during the transition. 

Unfortunately, most Sellers don't have a clue, they structure deals that are far more favorable to the Buyer, and they lose money when the potential Buyer walks away (over 80% of the time).If you're a seller, forget it and move on.

Now here in Oregon and in Charleston we have had zero problems with excessive appreciation.. 

You're only guaranteed to lose, if you decide to give up or never start.

Several offers over asking and still losing out....I would tell you that using an FHA loan during buying season is probably not going to happen at that price range. 

It's obvious that if your bottom line is too high you are going to start losing bookings at some point.

Of course I have a private money network in excess of $10M along with my capital so that makes it much easier for me over using a HML.

By hiring a contractor to take down all the excessive brush mesquite

Asking price 150k settled for 90k being that theyd soon lose property due to taxes used a conventional mortgage.

Also if you some cash out of it, rather than cash-out refi and lose that low-interest rate, you could put a primary residence HELOC on it.