Vinyl plank is likely more durable than laminate and you can take up a piece and replace it if needed (get some extra when you buy it).

Loan 1: Loan Amount: $525,000 - $75,000 funded at closing (less fees and reserve), then 6 draws of $75k asduplex is built.

Has anyone found lenders (preferably credit unions or small local banks) that do HELOCs on investment properties, or are okay with a tax return that shows income generated occasionally on a 2nd home?

I haven't gone to Nichole's monthly meetup because I'm a bit of a recluse, but she's been doing it for a good while and I think it's definitely worth a visit if you're less socially-averse than I am lol.

I would prefer to tap the equity, rather than just sell the property.

Like I said, communication now is less than I would like. 

According to Juan Pablo of 100 Percent Financed you can use business credit to buy real estate.

Why settle for less?

Trying to haggle the buyers agent down to less than 2.5% is ridiculous. 

So I looked at some local markets like Sacramento where I'm from and familiar with the neighborhoods but the cashflow would be so negative that I'd be paying out of pocket every month.Now I'm more inclined to buy a single family in KC as it seems the rates won't drop anytime soon so would like to get in the investment game sooner than later and hope for a rate drop in few years to refinance.I have been looking on Zillow, and recently connected to an agent to run numbers and seems I could make about $100-$300 after mortgage payment and insurance.