Why calling it a holding fee matters:  Security deposits are subject to state laws regarding their disposition. 

Another time a couple told the mortgage company that they were getting a divorce, which sabotaged their mortgage application. 

She owned 300 LTR doors and owned a real estate company.

if all the companies they reach out to on my behalf are going to quote the same thing, then I'm guessing it is not necessary to speak with different brokers?

On the other hand, many of my multifamily investors are running from California because of the pro-tenant laws, especially those new ones taking effect this June of 2024. 

For about the past 2 years I've been looking for a house hack property in Columbia, SC within about 30 minutes of the law school here.

I was just informed from my mortgage company that in their eyes a point = .125 so if my rate is currently 6.375 buying 1pt would drop it to 6.250.  

Clayton County Magistrate court judges are in no hurry to enforce the laws on the books.

I would try Buchanan Law, they are awesome.  

It depends on the deal, but what we did was give the PMP (Private Money Partner) 50% equity in the property to fund the entire entry fee.Thats not necessarily a rule of thumb.This to me is a sliding scale based on the Cash on Cash return you can expect.Further , we offered our partner 75% of the cash flow until they are paid back in full, then the cash flow return drops down to 50%.All liabilities would also be split 50% with this partner.We called the company we use , who establishes our LLCs, opened an LLC, wrote up an operating agreement and a JV agreement that outlined all of our responsibilities for the asset.