Sean, LOL, thought we had a new guy here.The SAFE Act has been modified, this and Dodd-Frank have been fast moving regulatory actions over the past couple years now from when the SAFE Act was incubated.

With credit to Mark Roderick, the "Crowdfunding Attorney" this note should clear up some confusion:2013 No-Action LettersIn the beginning of 2013, the SEC issued no-action letters to FundersClub and AngelList under Rule 506(b).

I would not pay for any investor training seminar.The ones I've attended have been very short on detailed, actionable information and long on sales pitches to get you to sign up for their next level of training.Being both a licensed agent and an investor has its benefits.

Pre-event actions matter.

I have witnessed and been the victim of many actions by the board I would consider questionable, if not downright irresponsible.Our board engages in practices that are not in the best interest of the HOA members and I'm very curious if there are any "HOA Watch" style sites that allow the establishment of a forum SPECIFIC for a particular HOA community where the members can collectively compile and share information that is otherwise known by individuals only.

From what I've been told, massive action produces massive results.

Im building my cash and at the end of this year im joining the other side "buy and holds"...But thats just my story, all i can say is pick one and run with it, educate yourself on every aspect of it..eat it, sleep it, breath it and put it into action.

It seems to me that in an instance like painting or roofing, where the homeowner is specifically prohibited from choosing their own contractor or doing the the work themselves, that the HOA takes on the responsibility of the outcome of its chosen vendor's actions.

Taking action is often the hardest part.Good luck!

Another way to look at it is the Taxable Value is personal to the owner and the Assessed Value is to the public since certain actions can be taken by owners (like Homesteading) which create the cap on the Taxable Value.