We have a specific program for selected, well qualified, experienced real estate investors or rehab contractors.

NAIOP also has some programs which I think would be valuable but I've never taken them.

As instructed.

With 100s of tenants in the program, we are now switching to their making rents payments online or at a couple of banks around atlanta just to keep us from physically chasing down rents every month.

If the 1st is foreclosing, usually their bidding instructions to their attorney only cover their position.

I would need to look it up, but read instructions on unit to make sure where it needs to go.

Hey Richard, keep me posted on where and what you're doing, unless of course you're selling some course/coaching program in which case ignore my email.

If a compliance professional (one who gives instruction in or provides formal compliance policies for lenders) gives advice on such matters, listen to them.

Quite often Coldwell Banker has training programs and pay for the classes for you to pass the test, and then provide on the job training.

For conventional financing lenders do not look at the DCR, Cap Rate or Cash on Cash Return they look at a borrowers overall debt to income ratio using the borrowers personal income W2 or self employment and sometimes the rental property income depending on the program and borrowers landlord experience less the borrowers primary mortgage PITI and other monthly liabilities.