Normally I have taped it to the door, but this time, due to heavy rains in the area, I placed it inside of their mailbox which is attached directly to left of the front door.    

We figure it is still worth it, but 12k total is cutting it close.So we are the only ones there/no competition.

I do understand it might be the most difficult niche but that's why I want to enter this niche, less competition.

I have found them to be very helpful as well as competitive.

It is listed as a "super conforming" loan and has very competitive rates, including PMI auto-removal at a certain balance pay down or bank appraisal paid for by the borrower.Is there any reason this won't work for an owner-occupied duplex?

We figure it is still worth it, but 12k total is cutting it close.So we are the only ones there/no competition.

I do a similar search on PropertyRadar.com of properties purchased by LLC's to see where my competition is buying in order to active in those same areas.

Also if a tenant rep broker is involved DO NOT give them all the leasing commissions upfront for a rougher area and tenant base.Instead have hurdles that have to be reached such as giving the tenant a 1 year lease with an option and if the option is exercised and the tenant pays on time then you release more of the tenant rep fee to the broker.You do not want to pay a bunch of TI and leasing commission to have the tenant not last and release again with heavy expenses in 1 to 2 years. 

Have about 3000 sq. ft of store front space in a heavy traffic area zoned for retail/office.  

I walked into the house and the house was filled with heavy oil smoke.