How would you handle this?

Personally, I keep my rent increases to 5-10% while not pushing them all the way up to market rent.

I can’t find an add on solution that handles this either.  

Reach out if you have more random questions, I handle rental listings too on a case by case basis. 

I personally have no interest in buying my own...

They can and often will say 'no' but if you can just get a 'yes' on a single digit fixed rate you're probably better off than any personal or consolidation loan you may get.

It also depends on your price point and budget. because this is going to be your personal residence, at this point, I would just keep aware of city news and developments, and neighborhood pockets.

If anybody has any personal experience or any good books/blogs, I’d love to hear about them – thanks!!

I suggest to make deep research about the location and risk or ask experts personally before take actions. 

None of that matters because the algorithm and pacing of the sites and their own personal directives change faster than the speed of light.