@Ryan EllisI'm curious to know where you learned thisWholesaling lease options or lease option assignments should be done on an option release system First step is you enter into a lease an option with the seller with a letter of intent to sell your interest in the paperwork (or if an agent enter into a listing agreement for lease option)Instead of assigning the deal, you have the tenant buyer place 3% of value of the property in escrow made payable to a title co.You have the seller and the tenant buyer sign off that it's agreed that the 3% is a option release paid to youA new lease and option is created between the seller and tenant buyer (with no large option consideration)You could discount the house value by 3%Use a collection co to take rent and pay underlying note and mortgageHave tenant buyer go to bank and save 3% for downpaymentI would be licensed in FL as you are brokering.

Id recommend you consider getting it listed while the odds are in your favor.

I met the Realtor later to look at a few other properties and got the listing of this house that I "lost out on", and the listing shows that it went on the MLS on 9/30. 

If someone is filling their vacancy in a week or two consistently then they probably are not listing at market rent.

Once you purchase your home, we manage the rehab and give you access to all of our on staff contractors/outside vendors, then we list the home for you.

There may not be any issue with that property but it could be a standard listing clause used by that bank, just in case there were any issues. 

If you want to get on my email list, PM me with your email address.

short of making a list of banks to call and be upfront about what you want.

So make a list of all the lenders you want to quote on your loan, and call them all on the same day.Compare apples to apples by getting a detailed quote for closing costs as well as the interest rate and loan length.

Especially in Indianapolis in the fall heading into winter the MLS has listings all day long at great deals with great cashflow, using actual numbers and actual comps.