However in light of all of the changes in the mortgage industry, and the astronomical rates of fraud and default, I would advise against testing the lender.

This is an exciting time in the real estate industry.

Lets start with your background as you said you have some experience in the mortgage industry.

The best book I've found on it is...Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth By T.

If I had a nice big piece of ground with good game on it, I'd barracade the public out and keep all the hunting for myself.There is a lot that can be done with good management to increase te game carrying capacity.

i would also like to hear how you fell into the real estate market as many of us come from other industries!

My dad job is working with a firm that is involved with many industries.

I'm also relatively new to the residential RE game.

I'm not looking for anything set in stone, just come basic industry average interest rates and finance % for canada.

The advantage for a lot of us that are still in the game- is that a whole bunch of investors are out of it now.The market cool-down means it's time to get back to basics, time to sharpen the skills again, and get hot!