Here's my perspective:The current rates are historically low, we all got spoiled by free money during the 2%-3% mortgage rate era.

If you have any more specific questions or want some local help, feel free to reach out. - Chris 

Hey @Sean Kirk, Feel free to reach out.

This can build equity and potentially increase rental income through property appreciation.Another option is to sell one or more properties to free up equity and reduce mortgage debt, which can be useful for reinvesting or diversifying investments.refinancing one or more properties to lower monthly mortgage payments and increase cash flow could also be beneficial, especially if interest rates have decreased.the best course of action depends on the clients financial goals and risk tolerance

this is very tough loan to get and normally happens with friends and family or if you have free and clear property to use as cross collateral.. if you dont have that.then be very careful of fake lenders who will tell you what you want to hear and get you to send money in advance of funding.. internet is full of these types. 

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Attend your local REI meetups to build up a strong network and feel free to reach out and connect with everyone in the community.

For years I would go months with no free nights, no free weekends.Now, with a rocking portfolio, I don't regret the absolutely brutal effort I put in to get here.It can be very hard, but it is very worth it.Don't get discouraged, tighten your belt, put your shoulders to it and push, you will find a way - you will not be sorry.

That means no Capital Gains, which means tax free.

The free equity that was in the house and the potential to build even more easy equity.