My biggest limiting factor was income as I was unemployed while still in school.

I'm aware of PMI, it'll need to factor into my numbers.I told the guy I wasn't comfortable paying for coaching at this time, and his reaction was quite surprising.

Again this question is a big “it depends” and the factors are plentiful. 

@Candace PriceA lot of factors go into the rates provided.The asset, location, your net worth and liquidity, your experience, your SREO, the property financials, your relationship with the bank, your down payment, etc.Assuming you’re good on all fronts. 3.5-4.0% wouldn’t be out of the ordinary with some IO on the loan.

NN> Location is the number #1 factor and then the house plan.

I now have a good pool service company and the pain in the butt factor has gone away.I am assuming you are looking at new construction, because a small number of pool cabins have been around, but nobody typically sells their pool cabins so you never see older ones on the market.  

All of those factors play big roles here.Obviously you have fantastic financing terms, but my recommendation would be to take it slow.  

Really depends on a few factors.

Of course, there are other factors but job growth is the most important since that drives population growth (of people that are renting).

Almost all banks use Wall Street Prime rate PLUS some factor.