So I have noticed many go to "guru " meetings, spend 1ks and 1ks , research things to death, ( wast of time ) have cash but never do a deal, why ?

And even if I tell her not to use it for comm items, she will just yes me to death and still use it.

In the future, though, please don't bother me after 8pm, unless it's a life or death emergency, and then call 911 first, okay?""

There have been cases where LOs swear up and down that they have a perfect file, granted not the strongest borrower, but nonetheless it's approved when the address is "TBD" with a certain zip code, all the way through formal underwriting, whole 9 yards, and then you replace "TBD" with "123 Main Street" with that same zip code and everything else (nothing changed but "TBD" was replaced with an actual street address), and boom you get the "ineligible" mark of death.

You are lucky.Railings always break easily in the movies and the bad guy falls to his death.  

The glue traps are awful, they cripple the mouse and then it has a long, stressful death unless you can put it out of its misery.  

I witnessed a transfer of ownership after a death in the family to a family member that did not want it and was not equipped to manage, but rented it out after a small rehab. 

@JD Martin death to carpet!

PMs will nickel and dime you to death. 

How do you begin your letter in the family death case while your gut and experience is telling you its made up case?