That can be important as the tenant might almost be (judgement proof).

Will the bank lend any money without proof of income, even if I have the money to cover the entirety of the loan?

Stories 3Year Built 2016HighlightsShuttle serviceSound proofing between suitesUnderground heated parkingBuyer-favorable loan to be assumed Description Property offers the best of a great location and quiet neighborhood with ease of commute to downtown, both through its ease of access to Highway and the on-site shuttle service.

We are about 12 years in on the economic cycle so make sure you buy with a large builder who has deep pockets to finish out a project even with a downturn.

Depends on where we are in the cycle. 

I appreciate, if you share the ones with a solid track record and have been in a couple of cycles, but are recession proven.

Sure you can hold and wait for appreciation but i think there are many, many threads that state don't bank on that especially where the real estate cycle is today.But yea i say if you can creatively figure out how to add-value then great.

The one over the garage would bother me code wise unless it has the upgraded fire proofing required for apartments above garages.

(probably cash or no inspection in this market cycle) B) make the relationship two ways.

I always provide numbers, proof, graphs, concrete evidence that what ever I say is actually valid, so pay attention!