Once you are "established", normal low owner-occupier interest should apply, but yes, depending on how spotty your income continues, interest rate could be higher.Welcome to BP.

Rental Income (continued) Note:A percentage greater than 75 percent may be used if the basis for such percentage is adequately documented.

Short version of long story: multiple arrests quickly followed.The process likely varies by jurisdiction, so learn what options are open to you where you live.

We just had to take a tree down (preventative-- angled straight at an $$$$ neighbor's house) , and we posted a picture of it on CL, with some details, and got people to send us quotes.. they varied from $500-$3,000, with the average being around $1200.     

The answers to "will the current owner continue to depreciate it" and such like are not in my wheelhouse, and are probably part of the reason the owner is reluctant to make a decision...

I’ll continue  for this post.Step 2:  A closer look.  

"Good" Cap-Rate will vary from each investors perspective.

Here is what you need: - Taxes - These vary from state to state and Texas has higher property taxes than other states. 

I will post the outcome.I have been looking for multi family properties, but the hunt continues.

I thought I had a line on a property manager but I am not happy with the responses I am getting so I am continuing to look.