If you can find a property that is for sale by the owner who is willing to carry the note for a year (or few), that will allow you to do the same thing without the hassle of a loan and points. 

In addition, I know that if you don't follow each letter of the law it may require you to start the eviction process from the beginning, providing the tenant more time to remain in the home and costing you more time and money.

Cash out refi's carry more default (and therefore risk) than a purchase, and someone smarter than me decided that 90% should be that cap. 

Hello guys,Recently acquired a 2 family.Tenant should be moving in soon.The process went over budget (more than expected).The result is I am carrying credit card debt.I have a plan to pay it down to zero that will work just fine (the avalanche method).I would like to speed up the process though and pay less interest in the process.My credit score has dipped as a result of the credit card debt (to around 624).So may not be eligible for a 0% balance transfer or personal loan.Ultimately I want to get my credit score back into the excellent range for when I refinance out of the FHA loan.Any hacks or tips that anybody could share would be greatly appreciated.Thank you in advance to anybody who has any advice to offer.No canvasing please.

Ask seller if they will carry back a 2nd mortgage for the downpayment. 

I'd rather have an 80% LTV 30yr fixed conventional than a 50% LTV HML or toxic neg am, commercial, private or seller-financing not conveyed to you properly.Reserves, in general I carry 3 months debt service plus estimated repairs and cap ex for the year. 

We did all the work ourself on nights and weekends thinking we were “Saving money” (def were not plus I found out that I was pregnant with Aria) it cost us a lot of time and carrying costs but we consider it as we got paid to go to real estate college.

It costs you more in carrying costs and time then it would have been to just hire out.

The rents are way under market so I decided to send non-renewal letters with almost 60 days notice and offer a lease of my own explaining the current rental market conditions, and current going-rate prices.

In my county dispossessory filings have continued throughout this pandemic (although at a slower pace).The benefit of using an attorney familiar with evictions is that a formal letter from one sometimes tends to light that fire under a tenant hesitate to vacate quicker than a landlords effort.