They brought in additional people to live in the house who are not on the lease.

Id bet any buildings with 5 or more units where the property owner  is a person.. not a n llc... 

I like your analysis around the 1% test in this area and possibly opening ourselves up to additional income through AirBnb.

home insurance declaration says my name as "additional interest" then what is difference between "additional interest" and "mortgagee/payee loss"also can somebody please advice me attorney for the same in New Jersey.ThanksTag Private lending, bayonne, newark, union, jersey city, union, edison, new jersey

I plan on living in the additional unit until I am able to purchase another property and start the process all over.

Complete title report is the best bet or like Chris mentioned have the foreclosure lawyer share that info with you which so far I have no luck with in Nj.

My cousin is a midlevel manager for one of the larger institutional players and consults large big companies - he lost a beer to me in a bet as he did not believe it could be done!

When you do that, then add an additional 10%.

Make sure you factor in your flood insurance cost and I would also require renters to have additional flood insurance for contents on top of their regular renters insurance.

Additionally, many states have such a system (Unified Judicial) so just search for your state of interest, and start searching.