I would be up front with the bank about it though, and ask if transferring to a single-member LLC triggers it.Normally just because the clause is triggered doesn't mean that it is enforced. 

Or sell and bank the money.

I am in contact with someone from their bank and want to check here first before doing anything.On that same note, I'm looking to connect with 2 private money lenders just to network and see how that side of the business goes, and possibly use for a deal that I have going now,and for future deals. 

@Adam Webb, why is the bank willing to refi if that will make cash flow negative.

I am looking to find a local bank/lender that can provide a commercial loan on my future purchases.

Zeus Mortgage Bank, Jet Lending, Investor Loan Source and of course your local bank and credit unions. 

I have the cash to purchase this property, but I'm asking the more experienced investors on what they would do to leverage financing from the banks so I don't have to deplete my capital.

This move will technically allow the bank to trigger this clause but supposedly they rarely do.

Good day,Im in the Atlanta market and was wondering if an investor could recommend a bank (or banks) that do 1 or both of the following:- Investor loans for hold properties- Cash out loansAny and all knowledge is truly appreciated!

Go into a branch of 1st Bank.