@Dylan Barnard Call Jason Zook at North American Savings Bank for the best non-recourse rates.

@Greg DeFeyterI have used Cindy J. at American Associates for 8 years.

He was an elderly man (with his adult children involved helping him) and was looking to keep the property as a rental, not even to flip (despite being old it was still livable).

Tahoe is close, Napa not too far, and rafting on the American River is fun but what will pull people from everywhere to visit?

@Atul MohlajeeI was an adult teacher before I was a landlord.

For non owner occupied properties the cheapest / easiest provider is Foremost (owned by Farmers) If you have a really beat up property that Foremost won't take you could go with American Modern.

Not sure if he handles American transactions or not.

This is a great program that the the LA county is trying to establish housing for elderly adults who needs housing. 

Luckily it rented, and it started the ball rolling with me realizing that this is part of the American dream and so I continued buying 'rentable homes'. 

Once again, the property sat on the market for a long time, I bought it at a heavy discount, and it's been cash flowing ever since.Cashflow can also be created by changing how you use the property—for instance, renting a house by the room or as MTR or STR sometimes creates cashflow.By the way: every property I own cashflows well, and every property I own was bought on the MLS between 2016 and now--during what was probably the toughest buyer's market in American history!