Some articles indicate that as many as 42% of those who actively use the BNPL purchase option are either behind in their payment or behind in other payments for other obligations.Even though this is not something being reported to credit agencies, it could be something that starts popping up on loan applications as the amount of "phantom debt" in the system continues to grow. 

I stopped for a while to do life coaching and energy work, and then I met a guy who was a broker that wanted to get more into the development side so we teamed up with his dad, a lawyer, and started up.As things have progressed, I am now finding lots of deals, and as it turns out, the guy I am working with is not really delivering the investors like he said he could/would so I am learning that part of the process now too as most of my deals sit quietly on the sidelines.

If you just hire the cheapest or first PMC you speak with and it turns into a bad experience, please don’t assume ALL PMC’s are bad and start trashing PMC’s in general.

I'd love to start connecting in the SATX real estate community.

Since the values peaked in2022 and leveled-off, IRR will start decreasing every year.

If you seriously want to clean this up and are willing to take a risk, I would absolutely switch things into my name and begin taking care of the property as my own...it takes up to 10 years, but if you'd be willing to start caring for the property and were able to at least rent as a break even, pay taxes etc, then it's no big loss if the owner came back and stopped your claim.

With the coaching I was able to start actively doing real estate deals.

I just bought a townhome by Edge homes because it was a 6.6% cap, I'm also buying a triplex from FIG (construction starts in October) the cap rate on that one was right around 7%, and I'm buying a fourplex with FIG in Boise at a 6.6% cap rate.  

There are many closer countries and beaches that are so much nicer and much more easily accessible, no further than Mexico to start with.Also, Colombians are no dummies.

I am looking to try and build up funds to start purchasing properties.