If your worth a few hundred million, then you might need to do that,,if not, get a several million dollar umbrella policy treat people right and keep your properties up to date.To get maximum cash flow you need to get a 30 year traditional mortgage at around 4 1/2-5% locked in for 30 years, not a commercial loan at 6-7% that the rate is only locked in for a few years.Your allowed to have 10 mortgages in your personal name, use those first, if your spouse has income and can qualify for mortgages, put 10 in his/her name,,,There are very few (but I didn't say there weren't any) reason for a person starting out shouldn't be putting properties in their personal name unless they are worth a LOT of money, as long as your dealing in single family.Take the time your spending looking at different corporate structures and spend it looking for a deal and putting in offers.andy

"The sellers called earlier to cancel their policy and told me you were buying it."

Alternately Affinity is completely investor-focused and I use them for my other properties because they can write policies in any state.I have made claims with both agencies and had decent experiences.Good luck

In all honesty, I think rent control initiatives are very well-intentioned policies, that also garner a lot of political support, for reasons that can be very well understood.

Here it is the seller who generally pays for the title policy to insure good title.

Well they got burned on a couple properties and had to pay out claims, so they changed their policy and now don't issue any title insurance on tax sales.Title insurance is the only insurance that insures PAST events, so it is highly profitable, and they like to have no claims whatsoever.

That is the only way to go.The policies on NSF varies.

@Jay Hinrichs you are right about being wrong--anti-growth policies and building department obstacles will never change in this area despite all of the public talk about how they are going to do something. 

I said that I am sorry, but everyone over age 18 is required to be on the lease per our policy, and that we also decline for any evictions within the last 10 years.

5) Line 10A "Buyers Expense" - Which is normally chosen here in a typical wholesale deal...Attorney's Title Opinion or Commitment for issuance of a Title Insurance Policy?