Quote from @Theresa Harris: For both the deposit and last month's rent, you carry those forward.

Here is another guide on how to survive the refinance process. 

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MOBancorp South, TX Lines of Credit on free and clear housesBankNewportBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORBankRIBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit UnionCal Coast Credit Union, CAChange WholesaleChelsea Groton Bank, CTCitizens Bank -MNCitizens, first position HELOCCMG Financial 70% LTV CMG Financial in Idaho will do 100% on owner occupied.Coastal1, RICoastal Federal Bank of NCConsolidated CCU, high LTV NOO LOC, OR, WAEast West Bank, up to 60% LTV with "no docs" CA, WA, NV, GA, NY, TX and MA.

@Theresa Harris thanks @Theresa Harris.

I joined Peter Harris mentoring program.

The agent said, well Harris County(tx) IS a little higher.  !!

@Theresa Harris They are paying until the end of the lease, only about 1 month difference. 

Roaches win 100% of the time.. bug bombs won't do anything.. those things can survive a nuclear bomb.   

Let's embrace each other and not complain about people just trying to survive however and wherever they can.

Quote from @Drew Harris: Quote from @Anthony Freeman: Quote from @Neil Sherry: @Anthony Freeman there are many NO INCOME VERIFICATION real estate investor mortgages available .